How To Buy Land for $75 Down (No Banks, No Credit Check)
Most people don’t know this $75 secret to owning land
Most people think you need perfect credit, a bank approval, and thousands of dollars to buy land.
That’s not true.
I’m Gerald Harris, and over the last several years I’ve helped thousands of people see something different:
You can buy land with as little as $75 down.
No banks.
No credit check.
No begging for approval.
And yes — it’s real.
If you’ve been following me on SecretLandList.com, you already know I specialize in uncovering affordable land deals and sharing them directly with my audience before the masses catch on.
Let me show you how this works — and why it’s one of the simplest ways to get started in real estate.
Why Land Is Different
Land is the most overlooked asset in real estate.
No tenants.
No toilets.
No midnight repair calls.
Just ownership.
And here’s the key: many land sellers offer owner financing.
That means:
You make a small down payment
You pay affordable monthly payments
No bank is involved
No traditional mortgage
No credit score required
This is how people are getting into real estate with $75 down.
Recent Deals I’ve Shared
On SecretLandList.com, I’ve recently featured:
$75 down lot in Mississippi
Under $100/month property in Oklahoma
10-acre parcel in Washington for around $200/month
40-acre Nevada parcel with flexible terms
Colorado property with mountain views and owner financing
These aren’t theory.
These are real deals I personally review and send to my subscribers.
But here’s the truth:
The best deals don’t sit around.
They move.
That’s why I built Secret Land List — so new buyers can get access before they’re gone.
Most people ask me:
“Gerald, why would someone sell land with just $75 down?”
Simple.
Many owners and investors buy properties they expect to take time to sell. Instead of waiting on one big cash buyer, they offer flexible terms.
It benefits them.
And it benefits you.
It lowers the barrier to entry.
Instead of waiting years to save for a house, you can start building a land portfolio now.
The Benefits of Starting Small
When you buy land with $75 down:
You build confidence
You learn the closing process
You gain real ownership experience
You start thinking like an investor
The first deal changes your mindset.
You go from:
“I want to invest someday.”
To:
“I own property.”
That identity shift is powerful.
Why I Share These Deals
I’m an investor who believes in simple plays.
I’ve personally bought and profited from cheap land.
I’ve built a community of over:
60,000+ subscribers on YouTube
45,000+ members in my Facebook group
1,900+ followers on my Secret Land List Facebook page
If you want to see how I analyze deals and break them down step-by-step, you can follow my YouTube channel here:
👉 Follow Gerald Harris on YouTube (60K+ subscribers):
Inside my videos, I talk through strategy, mindset, and real-world land investing.
If you want to connect with thousands of other investors, join my Facebook group:
👉 Join 45K+ Investors in My Facebook Group:
Or follow my updates and deal alerts on Facebook:
👉 Follow Secret Land List on Facebook:
Why You Should Subscribe to Secret Land List
Here’s what makes Secret Land List different:
I don’t just talk about land investing.
I send deals.
My subscribers get:
Off-market land opportunities
Owner-financed properties
Low down payment deals
Under $200/month land
5, 10, 40-acre parcels
Beginner-friendly properties
Some deals start at $75 down.
Some are under $100 per month.
Some are long-term appreciation plays.
But they’re all selected with one goal in mind:
Helping you own land without banks.
The Reality Most People Don’t Understand
You don’t need to build immediately.
You don’t need a five-year plan.
You need optionality.
Land gives you options:
Hold it
Flip it
Camp on it
Resell with financing
Pass it down
And you can start with less than most people spend on dinner and subscriptions each month.
The Opportunity Is Still There
Inventory is shrinking.
More people are discovering owner-financed land.
More people are searching for off-grid property.
More people want freedom.
The window is still open — but it won’t stay open forever.
If you’re serious about finding land for $75 down (no banks, no credit check), your next step is simple:
That’s where I share the real opportunities.
I’ll keep doing the research.
You just have to decide when you’re ready to own dirt.
— Gerald
P.S. Please share 💙 Send Secretlandlist.com to other people who are looking for land for as low as $75 down